RECLAIM MORTGAGE EXIT FEES
The recently introduced hike in exit fees can now be claimed back—here’s the letter to send

LOST PENSIONS & INVESTMENTS
Left a pension behind or forgotten that investment? This is the site to unearth all your lost wealth! It does cost you but could be well worth it.

RECLAIM YOUR BANK CHARGES 
Step by step guide to reclaiming your bank charges

ENDOWMENT SHORTFALL?
Time is running out to reclaim any shortfall in your endowment. Here’s the letter to get the ball rolling

FSA
Check us out on the FSA website and there is loads of other information available that you may find useful

NEED HELP WITH A DATABASE?
Wanted to organise your data but confused by how to do it. Individual database created for you with option to update when required. Very competitive rates—have a look at the website

CHAT FOR ENGLAND
For £5.99 per month unlimited STD calls and free international calls via the internet

CALLING MOBILES FROM LANDLINE
Save pounds off your phone bill when calling a mobile from your landline

SAY NO TO 0870
Fed up with paying well over the odds for your phone calls to ‘virtual’ 0870 numbers, try this website

CHEAPER MOBILE CALLS WHEN ABROAD
Paying too much for making and receiving calls on your mobile when abroad, then try this

POSTCODE FINDER
Not sure of a postcode, this will help and it’s free for the first 5 per day

RIVERFORD ORGANIC VEGETABLES
Honestly worth a try if you like fresh vegetables . The offering changes weekly.

FANCY SKIING?
Ski apartment in the French Alps, fantastic snow records, amazing choice of pistes and not expensive